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ID Theft Defense Enhance Security Login

ID Theft Defense: Protecting You No Matter Where You Bank Online

Attention Online Banking Users: Please renew your security question and answer. Due to the sophisticated methods criminals are employing to obtain accounts information, we recommend adding security to your online account access with ID Theft Defense enhanced security login. You will be prompted during your next login to set up the security question and answer. If you had set up the security question and answer in the past, but do not remember the answer, please call our Phone Branch at 619.297.4835 to have the ID Theft Defense enhanced security login reset. 














At SDMCU, your online security is our top priority. This is why we upgraded the security of online banking. The ID Theft Defense enhance security login is free and an easy feature to help prevent online fraud.


This superior security technology protects your accounts from unauthorized access. It identifies you as the true “owner” of your accounts by recognizing not only your password but your computer or other internet enabled devices as well. If we don’t recognize your computer – you’ve logged in from a public computer or one you haven’t used before, for example – we’ll ask you a challenge question as an additional line of defense to prevent unauthorized access. With ID Theft Defense enhanced security login, you’ll be protected from whatever computer you're using, whether you're at home or on the go. ID Theft Defense enhanced security login will:
  • Defend against identity theft and fraud.
  • Provide security when using any computer, wherever you are. 
  • Make it easy for you to bank online anytime, anywhere. 

How To Add Extra Security To Your Computer(s):

When you log on to online banking, it will be necessary for you to set a challenge question. Below are the challenge questions you can expect:

  • What is your favorite vacation spot?
  • What was the name of your first school attended? 
  • What city were you born in?
  • What was the model of your first car? 

Please keep in mind ID Theft Defense is not automatic. You will need to “enroll” the computers you use the most in order for ID Theft Defense to recognize it at the time of log in. Follow these steps to add extra security to your computers:

  1. Once logged on to online banking, go to User Options 
  2. Select ID Theft Defense Enhance Login Security 
  3. Select the radio button Add Extra Security To This Computer
  4. Click Submit. That's it! 

Completing this enrollment process will identify you as the true “owner” of the computer. You can enroll as many computers or other internet enabled devices as you like; however, we recommend you limit extra security to only the computers you use the most.

This is just one more way we protect you from online fraud…everyday and everywhere! For assistance with ID Theft Defense enhanced security login, please call 619.297.4835 during regular business hours.


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