Loans

Fill in the Gap on Your Next Vehicle Loan

Would you be able to continue making monthly loan payments on your vehicle if it was declared a total loss because of an accident or uncovered theft? Many cars depreciate by thousands of dollars as soon as they are purchased. Unfortunately, if your vehicle is accidentally damaged beyond repair, stolen without recovery or otherwise declared a total loss, you are still liable to pay the difference, or the "gap" between your primary insurance settlement and your loan balance.

MEMBERS CHOICE (TM) Guaranteed Asset Protection (GAP) could save you thousands of dollars. GAP helps pay the difference between your insurance settlement and your loan balance in the event of an auto disaster.

Make sure you fill the gap to help protect your money and your credit rating. Visit a METRO Branch or call 619-278-5725 to enroll today!

Disclosure
Your purchase of MEMBER'S CHOICE(TM) Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of GAP. If you choose GAP, adding the product fee to your loan amount will increase the cost of GAP. You may cancel the protection at any time. If you cancel protection within 90 days you will receive a full refund of any fee paid. You will receive additional information before you are required to pay the fee for this product.