Fixed or adjustable-rate closed-end, simple interest loans used for home purchase or refinance.
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NMLS Unique Identifier
Secure and Fair Enforcement for Mortgage Licensing Act of 2008
On July 28, 2010 the National Credit Union Administration (NCUA) and other Federal Agencies published a final rule to implement the federal registration requirements of the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). The registration requirements apply to all employees acting in the capacity of a Mortgage Loan Originator (MLO). The S.A.F.E. Act requires all MLO’s to register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each MLO is provided a Unique Identifier from the NMLS. A MLO must provide this Unique Identifier to each mortgage loan applicant upon request and prior to the employee acting as a MLO. Click here for a listing of METRO MLOs.