METRO wants to help you avoid foreclosure and stay in your home whenever possible. If you have a METRO mortgage loan and are unable to make your full monthly payment due to financial hardship caused by these uncertain times, call us as soon as possible toll free at 888-907-3628 (888-90-SDMCU), option 4 or 619-278-5875 and ask to speak with Brian Dutra, our Real Estate Accounts Representative.
We have several real estate modification and refinancing plans available that may reduce your monthly payment temporarily or for the full term of your loan if you qualify. These options include:
Once you’ve contacted us about your loan, we’ll arrange a telephone or in-person meeting to discuss your unique financial situation and to determine which option best meets your needs. To help us understand your circumstances, please be prepared to provide:
We may ask for additional information as determined by your situation.
The United States Department of Housing and Urban Development (HUD) offers free and low-cost housing counseling. You can contact HUD toll-free at 800-569-4287 or on the web at www.hud.gov.