Checking Accounts
People have different reasons for choosing a checking plan. For some, convenience is a top priority. Others look for a fee-free plan. A good number of our members have indicated they want an account that earns dividends, too. No matter what your checking needs or preference, at METRO you'll find an account that works for you - a checking plan that not only pays the bills, but one that can also help you build a bright financial future. Customize the checking account that best fits your goals!
It's Your Choice:
| Choose this if you want: |
Monthly Service Charge | Benefits | ||
| Basic | Just the essentials. | $5.00 None with electronic deposit |
|
Apply Now |
| Access (Student Ages 16-22) (1) | Checking for the real world. | None |
|
Apply Now |
| Electronic | Essentials with added convenience. |
$3.00 None with electronic deposit |
|
Apply Now |
| Dividend | Earn more dividends. | $5.00 None with $1,500 average daily balance |
|
Apply Now |
| Money Market | Rewards for higher balances. |
$9.00 Free with $10,000 average daily balance |
|
Apply Now |
| Rebuilder | A second chance to get back on track. |
$12.00 with electronic deposit |
|
Apply Now |
* Members should notify SDMCU upon reaching 55.
(1) A parent or guardian must be a joint owner on the Access Checking Account for any person under the age of 18. Upon turning the age of 23 years old, the Access Checking Account will convert to a Basic Checking Account and corresponding rates and terms. Bounce Guard Overdraft Protection service is not available with the Access Checking Account.
(2) Member is entitled to 1 free check order or $18 credit towards premium checks per year.
