New & Used Automobile Loans
A simple interest loan, secured by a new or used automobile.
Features
- Competitive rates for purchasing a new or used vehicle, or refinancing an existing vehicle loan
- Easy pre-approval process puts you in better negotiating position
- Convenient repayment with automatic payments transferred electronically via another SDMCU account or payroll deduction
- Generous loan amounts & flexible terms (see loan rates table)
- Comprehensive, low-cost Mechanical Breakdown Insurance, GAP & Credit Life & Disability Insurance available
- Purchase 2 or more of the mentioned insurances and receive rate discounts
- Purchase - financing up to 110%* of invoice price plus tax, title, license & warranty (new vehicles)
- Refinances or purchases - financing up to 105%* Retail Blue Book, plus tax, title, license & warranty (used vehicles1)
- No pre-payment penalties
* Based on credit worthiness. Not all borrowers will qualify.
(1) Maximum for used autos up to 8-years old.
Terms are subject to change without notice. All loans are subject to credit approval. Other restrictions and conditions may apply.
- Looking to buy?
Contact a Phone Representative for assistance or to apply by phone, call 619.297.4835.
Buy these approved fuel efficient vehicles & get a 1/2% rate discount on your vehicle loan!
Go Green Promo
Buy a new model hybrid vehicle and you may qualify for a $100 cash rebate along with rate discounts!
Promotional Period:
7/1/2008 - 9/30/08
Receive an answer in less than a minute!
