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Earning your trust. Building your future.

"Will that be Debit or Credit?"
Your Choice Should Be Credit!

You can use your Metro Check Card to pay right from your checking account — at millions of locations worldwide — without the hassle of writing a check. Use it for all your everyday purchases including your dry cleaning, postage stamps, or lunch with friends.

When you're asked whether your charge will be "debit" or "credit", here are a few important reasons why you should respond, "Credit, please!"

  • Wherever you shop, Visa's Zero Liability policy is maximum protection for you. So, if your card is ever lost or stolen, simply report the loss promptly and you'll pay nothing for any unauthorized purchases.* It's that safe!
  • Use a Visa Check Card instead of cash at most places you see the Visa logo and avoid paying surcharge fees imposed by another financial institution's ATMs.
  • Online shopping is easy with a Visa Check Card, and secure, too, with the added layer of protection provided by Verified by Visa. Your transactions are password-protected, making Internet shopping as safe as it is easy.
  • It's easy to make purchases — just hand over - or swipe — your card and ask to sign a receipt. You don't even need to key in your PIN. The amount will automatically be deducted from your checking account. It's that easy. Plus, you'll always get a receipt for easy record keeping, and every transaction will be detailed on your monthly checking account statement.

Put the power of the Visa symbol to work for you. Try out your Metro Check Card today.

* Visa's Zero Liability policy does not apply to ATM transactions or to PIN transactions not processed by VISA or from your gross negligence and/or fraudulent use of your VISA Check Card. You will have no liability for unauthorized use of your VISA Check Card as long as you report the loss or theft of your VISA Check Card to SDMCU at 619.297.4835. 

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  • Contact a Phone Representative for assistance 619.297.4835

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