Savings & Certificate Secured Loans
A low interest rate loan, secured by your savings or certificate account.
- Enjoy a low interest rate -- just 3% higher than the dividends earned on your savings or certificate account
- Continue to earn dividends on your savings or certificate funds
- Convenient repayment with automatic payments from your SDMCU account
- Provide a great means for establishing first-time credit -- or re-establishing credit following financial difficulty
- No fees
- Savings funds become available as loan balance decreases
- No pre-payment penalties
To get your Share or Certificate Secured Loan, simply give us a call to apply by phone or apply online!