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Rates

Auto Loan Rates

 Rates effective  July 1, 2017

PROMOTIONAL OFFER 
  Terms Rates Est. Monthly Payment / Per $1,000
New Autos Up to 72 months Starting at 1.75% APR $14.65 (at 72 months)
(2014 and Newer)      
Used Autos Up to 72 months Starting at 2.25% APR $14.87 (at 72 months)
(2009 - 2013)      
APR = Annual Percentage Rate. Rates and terms are effective 06/01/2017 and are subject to change without notice. Promotional rates require minimum loan amount of $15,000 and may not be combined with additional discounts. Rates for other vehicle types will be higher. Internal refinances are not eligible for promotional rates. Other rates and terms are available. Additional restrictions and conditions may apply.
 
NEW AUTO LOANS (2014 and Newer) 
  Minimum Loan Amount Terms Rates Est. Monthly Payment / Per $1,000
New Autos $7,500 Up to 48 months Starting at 1.49% APR $21.48 (at 48 months)
  $7,500 49 - 66 months Starting at 1.99% APR $16.01 (at 66 months)
  $7,500 67 - 75 months Starting at 2.49% APR $14.42 (at 75 months)
  $10,000 76 - 84 months Starting at 2.99% APR $13.21 (at 84 months)
  $30,000 85 - 108 months Starting at 3.49% APR $10.81 (at 108 months)
 
USED AUTO LOANS (2009 - 2003) 
  Minimum Loan Amount Terms Rates Est. Monthly Payment / Per $1,000
Used Autos $2,500 Up to 48 months Starting at 1.75% APR $21.59 (at 48 months)
  $2,500 49 to 66 months Starting at 2.24% APR $16.12 (at 66 months)
  $2,500 67 to 75 months Starting at 2.74% APR $14.53 (at 75 months)
  $10,000 76 to 84 months Starting at 3.24% APR $13.33 (at 84 months)
APR = Annual Percentage Rate. Starting rate includes a maximum .50% discount. Rates are determined based on credit-worthiness and applicable discounts. Other rates may be available for older vehicles. Rates and terms are subject to change. Other terms and conditions may apply.


SPECIAL RATE DISCOUNTS
Auto and Motorcycle Loans can receive rate discounts for the following
Discount Products
.25% Apply online
.25% Purchase 2 of the 3 products: Mechanical Repair Coverage, Guaranteed Asset Protection, OR Debt Protection
.50% Purchase Mechanical Repair Coverage, Guaranteed Asset Protection, AND Debt Protection
.25% Automatic payment method from an active METRO account or Automatic Clearing House (ACH) payment
.25% Maintain a Premier Advantage Membership
.25% Purchase your vehicle through our New Cars Inc partnership
.50% Purchase a qualifying fuel-efficient vehicle
.25% Relationship discount (METRO checking account with direct deposit)
Maximum discount cannot exceed .50%

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