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Rates

Personal Loan Rates

 Rates effective  November 1, 2017

PERSONAL LOANS 
  Minimum Loan Amount Terms Rates Est. Monthly Payment / Per $1,000
Life Loan $2,500 Up to 60 months As low as 7.49% APR $20.04 (at 60 months)
         
Bill Consolidation Loan $2,500 Up to 60 months As low as 11.49% APR $22.00 (at 60 months)
         
APR = Annual Percentage Rate. As low as rate includes a maximum .50% discount. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply.
 
SPECIAL RATE DISCOUNTS
MOR Lines, Life Loan and Bill Consolidation Loans can receive rate discounts for the following
Discount Products
.25% Purchase any ancillary product
.25% Maintain a Premier Advantage Membership
.25% Relationship discount (METRO checking account with direct deposit)
Maximum discount cannot exceed .50%
 
PERSONAL SECURED LOANS 
  Minimum Loan Amount Terms Rates
Shared Secured $100 Up to 120 months Savings rate + 3% APR
       
Certificate Secured $500 Up to certificate term Certificate rate + 3% APR
       
APR = Annual Percentage Rate. No additional discounts apply. Rates are determined based on savings or certificate rate plus a 3% margin. Certificate Secured loans are due and payable upon maturity of the certificate account.

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